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Finance confidence in 60 seconds.

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Hire Purchase (HP) representative example

Based on a cash price of £15,000 with a £1,200 customer deposit, borrowing £13,800 at a representative APR of 10.9%.

Cash price: £15,000
Deposit: £1,200
Total amount of credit: £13,800
Duration of agreement: 60 months
59 monthly payments: £295.78
Final payment: £305.78
Option-to-purchase fee: £10
Total charge for credit: £3,956.80
Total amount payable: £18,956.80
Representative APR: 10.9%
Annual rate of interest (fixed): 5.72%

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